Contact Us

If you still have questions or prefer to get help directly from an agent, please submit a request.
We’ll get back to you as soon as possible.

Please fill out the contact form below and we will reply as soon as possible.

  • Contact Us
  • Home
  • Mesa Homeowners Card
  • Support

Which Merchants are in the 3X Home and 2X Everyday Spend categories?

Written by Anika Bushra

Updated at July 9th, 2025

Contact Us

If you still have questions or prefer to get help directly from an agent, please submit a request.
We’ll get back to you as soon as possible.

Please fill out the contact form below and we will reply as soon as possible.

  • FAQ's
    FAQs
  • Mesa Homeowners Card
    Support
+ More

(last updated March 16, 2025)

We are continuously updating the categories which are included in the Home and Everyday Spend categories to ensure we best support our Members and are able to reward spend appropriately. For additional detail on Mesa Points and how you can earn, please reference the:

 

Mesa Homeowners Visa® Signature Preferred Cardholder Agreement
Mesa Homeowners Visa® Signature Preferred Rewards Terms of Use

 

The following categories are currently within the Home category which earn up to 3X Mesa Points on eligible purchases.

  • Furniture
  • Household Appliance Stores
  • Electronics
  • Telcom Services
  • Cable / Streaming
  • Home Improvement
  • Flooring
  • Drapery
  • Fireplaces
  • Utilities
  • General Contractor
  • Air Conditioning, Heating, Contractors
  • Electrical Contractors
  • Masonry, Stone, Plastering Contractor
  • Carpentry Contractors
  • Roofing, Sheet Metal Work Contractors
  • Contractors, Concrete Work
  • Contractors, Special Trade
  • Tax payments
  • Insurance Sales, Underwriting, and Premiums
  • Insurance Premiums
  • Insurance, Not Elsewhere Classified
  • Exterminating Services
  • Cleaning and Maintenance, Janitorial Services
  • Hardware Stores
  • Government Services
  • Landscaping Services
  • Daycare Services

The following categories are currently within the Everyday Spend category which earn up to 2X Mesa Points on eligible purchases.

  • Gas stations at Pump
  • Grocery
  • Gas stations in Store
  • Food Stores
  • Convenience Stores and Specialty Food Markets
  • Electric Vehicle Charging
  • Discount Food Stores

All other transactions earn up to 1X Mesa Points on eligible purchases. For a list of categories which do not earn Mesa Points please reference the Mesa Homeowners Visa® Signature Preferred Cardholder Agreement.

Was this article helpful?

Yes
No
Give feedback about this article

Related Articles

  • I'd like to report my card lost, stolen, or damaged and get a replacement
  • Need help with or need to dispute a transaction?
  • How should Mesa Cardmembers reach out for support? Does Mesa have a phone number?
  • My transaction was just declined
  • I'd like to report a billing discrepancy
Download The Mesa App in the App Store to get started.
Mesa Logo
LaylaTex Bowie LLC dba Mesa Mortgage NMLS # 2685861
For licensing information visit our Disclosure and Licensing Page
Mesa Mortgage is not available in all states

Equal Housing Statement Mesa Mortgage complies with Equal Housing Opportunity laws and regulations in compliance with the Fair Housing Act. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is Powered by Highnote and issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.

Copyright © 2025 Mesa Technologies Inc. | All Rights Reserved
COMPANY
About Careers
RESOURCES
Press Contact
LEGAL
Terms of Use Privacy Policy Disclosures & Licensing GLBA Notice Affiliated Business Arrangement
*Up to 100,000 points annually. Subject to spending $1,000 in purchases on your card in the same statement period as your mortgage payment.

1 Rewards Terms and Conditions here
2 Cardholder Agreement here
3 Benefit Terms and Conditions here

Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. Powered by Highnote. All cards are subject to credit approval.
Expand