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What are Mesa Points?

Written by Anika Bushra

Updated at July 9th, 2025

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Mesa Points is our rewards currency. You can save up points or redeem for rewards in the app. Mesa Points do not expire.

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Equal Housing Statement Mesa Mortgage complies with Equal Housing Opportunity laws and regulations in compliance with the Fair Housing Act. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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*Up to 100,000 points annually. Subject to spending $1,000 in purchases on your card in the same statement period as your mortgage payment.

1 Rewards Terms and Conditions here
2 Cardholder Agreement here
3 Benefit Terms and Conditions here

Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. Powered by Highnote. All cards are subject to credit approval.
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